Alaska Automobile Insurance


Alaska Minimum Insurance Requirements

Drivers in the state of Alaska are required to carry the minimum amount of vehicle liability insurance whereas $50,000 covers a driver’s legal obligation to pay for an accident that results in the injury or death of another party; $100,000 covers an injury or death of two or more parties; and $25,000 covers property damage.

Drivers involved in an accident must demonstrate proof of automobile insurance regardless of fault, regardless of the result of the accident (injury, death, or property damage), and regardless of the cost of the accident.

Acceptable Forms of Proof of Automobile Insurance In Alaska

Alaska states that a certificate of auto insurance is the acceptable proof of insurance that drivers must have in their automobile.

Auto Insurance Penalties In Alaska

No license may be reinstated until after a suspension period has expired, however drivers who need transportation to work may receive a free, limited work purpose license during a suspension.

Drivers who cannot demonstrate proof of automotive insurance will suffer from license and driving suspension. Drivers who do not yet have a driver’s license, who have been involved in an accident, and who can not demonstrate proof of automobile insurance will not be able to get a driver’s license. Automobile suspension durations last from 90 days to one year regardless of fault.

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